Senior Software Engineer

Upstart

Remote Actively hiring Posted today Verified listing

Remote (San Mateo, CA, US) Posted 1 day ago Apply by Sep 1, 2026 $166,900–$230,900 / year

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Market check

Salary context

Above market

How this pay compares to similar roles

Similar $163k

This role $199k

$103k most similar roles pay here $245k

This role pays more than 76% of similar roles. Most pay $139,050–$186,968 — the shaded band above. At the midpoint, this role pays about $199k versus about $163k for comparable roles.

Based on 240 similar postings.

Employer

About Upstart

Upstart is an AI lending platform that partners with banks and credit unions to expand access to affordable credit using non-traditional variables.

Upstart currently has 40 open roles on FindRole.

Listed pay typically runs $177,200–$245,400 across 40 roles with salary data.

Most-posted roles

View all roles at Upstart

At a glance

TL;DR

As a Senior Software Engineer on Upstart’s Home Lending Borrower Experience team, you will be responsible for enhancing and maintaining borrower-facing systems that support the application, decisioning, and closing processes in home lending. Your daily tasks include ensuring production quality through reliability, observability, error reduction, and on-call support while collaborating with cross-functional teams such as Product, Design, Data and Machine Learning, Servicing, and Operations to deliver effective solutions. You will lead technical design and implementation for multi-quarter projects aimed at improving borrower conversion and satisfaction, making balanced decisions that prioritize both short-term delivery and long-term maintainability in a rapidly growing product scope. The role requires expertise in backend or user interface engineering, experience with production software systems, and the ability to independently drive complex engineering projects from conception to completion.

Skills

Python JavaScript React Node.js Docker Kubernetes AWS CI/CD PostgreSQL Git Jenkins

What you'll do

Build and enhance borrower-facing systems for Home Lending applications.
Ensure production quality by managing reliability and observability of critical flows.
Lead technical design and implementation for multi-quarter projects improving borrower satisfaction.
Make balanced technical decisions to prioritize speed, risk management, and long-term maintainability.
Drive team execution through code reviews, documentation, and setting practical engineering standards.

What we're looking for

Bachelor’s degree in Computer Science or related field and 4+ years of professional software engineering experience.
Experience building and maintaining production software systems for consumer-facing web applications.
Proven ability to own production systems, including operational support and on-call responsibilities.
Track record of independently driving multi-quarter engineering projects from technical design through delivery.
Strong partnership skills with Product, Design, Data and Machine Learning teams.

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