As a Senior Associate Data Scientist on the Cash Flow Underwriting Team, you will apply advanced machine learning techniques to analyze complex banking data and develop predictive models that assess credit risk and customer behavior. Your daily tasks include identifying key features from raw transactional information, implementing sophisticated algorithms, and collaborating with cross-functional teams to enhance underwriting processes. Ideal candidates are proficient in AWS and possess a strong background in statistical analysis and big data handling. This role requires expertise in machine learning frameworks, programming languages like Python or R, and the ability to work within a high-scale financial environment where precision and innovation are paramount.
Skills
AWS
Python
R
SQL
Pandas
Scikit-learn
TensorFlow
Keras
Spark
Hadoop
CI/CD
Git
Jupyter Notebook
GitHub
PostgreSQL
MongoDB
What you'll do
Develop and implement advanced machine learning models to predict customer behavior and creditworthiness.
Analyze large datasets of cash flow and transaction data to identify predictive signals for risk assessment.
Engineer high-value features from raw banking data to enhance the accuracy of financial forecasting models.
Utilize AWS tools and services to process big data efficiently and scale analytical solutions.
Collaborate with cross-functional teams to integrate machine learning insights into business strategies.
What we're looking for
Strong experience in advanced machine learning techniques and data analysis.
Proficient in transforming raw banking data into predictive features for models.
Expertise in identifying patterns in cash flow and transaction data.
Solid understanding of statistical methods and big data handling.
Experience working with AWS cloud services.
Ability to innovate and apply creative solutions in technical projects.
Market check
Salary context
This
$123,300–$140,700
range sits above
19%
of similar postings on FindRole.
Peer median band
$121,122–$220,000
Median floor and ceiling across peers.
Typical midpoint (25–75%)
$135,000–$202,859
Middle half of comparable postings.
Based on 240 comparable postings.*
* 240 is the maximum number of comparable postings sampled.
Employer
About Capital One Financial
Capital One Financial is a bank holding company specializing in credit cards, auto loans, banking, and savings products, known for its data-driven approach to consumer and commercial finance. Industry: Financial Services & Banking
Capital One Financial currently has
489 open roles
on FindRole.
Listed pay typically runs
$197,300–$225,100
across 483 roles with salary data.