Product Counsel, Payments

Plaid

Actively hiring Verified listing
San Francisco · New York City Office · Washington D.C. · London · Amsterdam Posted 15 days ago $160,320–$249,600 / year
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At a glance

AI generated

TL;DR

Plaid is seeking a Product Counsel to join its legal team, focusing on advising on Payments laws and regulations for innovative open banking and payments products. This senior-level position involves providing expert legal guidance to ensure compliance and shaping the development of cutting-edge financial technologies. The ideal candidate will collaborate closely with cross-functional teams, including product, engineering, and compliance, to integrate legal requirements into the product lifecycle while staying updated on regulatory changes. Key responsibilities include drafting legal documents, reviewing disclosures, and representing Plaid in regulatory discussions. Candidates should have a JD degree, 6-8+ years of experience in fintech or financial services law, familiarity with Nacha rules, Reg E, BSA/AML regulations, and data protection laws, as well as strong negotiation skills for complex commercial agreements.

Skills

Nacha Reg E BSA/AML UDAAP Third Party Sender requirements Money Transmission Laws RTP Network Rules Payment Card Network rules GLBA Commercial agreements Negotiation Risk management

What you'll do

  • Provide expert legal advice on fintech payments and consumer protection.
  • Integrate legal considerations into the product lifecycle with cross-functional teams.
  • Draft and review legal documents related to payments services and data use.
  • Stay updated on changes in laws and regulations, adjusting company policies accordingly.
  • Assist go-to-market counsel in deals to ensure compliance and risk mitigation.

What we're looking for

  • JD from an accredited law school with active license to practice law
  • 6+ years of legal experience in payments-focused fintech, payment processors, or banks
  • Expertise in Nacha rules, Reg E, BSA/AML regulations, and other consumer protection laws
  • Strong understanding of data protection and privacy laws such as GLBA
  • Experience negotiating complex commercial agreements with financial service providers
  • Ability to interpret and apply the law in unsettled contexts creatively

Market check

Salary context

This $160,320–$249,600 range sits above 62% of similar postings on FindRole.

Peer median band

$150,000–$221,000

Median floor and ceiling across peers.

Typical midpoint (25–75%)

$149,925–$223,300

Middle half of comparable postings.

Based on 239 comparable postings.

* 240 is the maximum number of comparable postings sampled.

Employer

About Plaid

Plaid is a financial technology company that builds a data network powering digital finance applications, enabling consumers to securely connect their financial accounts to apps and services. Industry: Financial Technology & Data Infrastructure

Plaid currently has 127 open roles on FindRole.

Listed pay typically runs $186,000–$262,800 across 127 roles with salary data.

Most-posted roles

View all roles at Plaid

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