Lead Analytics Consultant - Business Credit Card - Originations Prescreen Credit Strategy
At a glance
AI generatedTL;DR
Wells Fargo is hiring a Lead Analytics Consultant to oversee the Business Card Originations prescreen credit strategy, responsible for defining, governing, and optimizing strategies that drive growth and portfolio performance while adhering to legal and regulatory requirements. This role involves collaborating with Risk, Marketing, Analytics, Modeling, Operations, Legal/Compliance, and Technology teams to execute campaigns, monitor outcomes, and implement enhancements through governance processes. Key responsibilities include developing decision logic frameworks, executing ongoing optimizations based on campaign performance data, integrating model scores into prescreen decisions, and ensuring alignment between strategy and regulatory policies. The ideal candidate has 5+ years of analytics experience in credit risk or underwriting, with expertise in tools like R, Python, SQL, and SAS, as well as strong stakeholder management skills and the ability to translate analytical insights into actionable strategies.
Skills
What you'll do
- Own the prescreen credit strategy framework, including selection rules and segmentation for relevant populations.
- Lead governance processes for strategy changes, ensuring appropriate controls and monitoring are in place.
- Monitor campaign outcomes to identify drivers of variance and execute ongoing optimizations.
- Define remediation actions when performance deviates from expectations to maintain risk appetite.
- Partner with Risk Modeling to implement score cutoffs and align prescreen decisioning with underwriting framework.
What we're looking for
- 5+ years of analytics experience in credit risk strategy or prescreen decisioning
- Strong quantitative skills with experience working with large datasets
- Experience in credit card prescreen programs and strategy design
- Proven stakeholder management across Risk, Marketing, Modeling, Operations, and Technology
- Ability to translate analytical insights into actionable strategies with measurable outcomes
- Familiarity with modernizing legacy structures to simplified frameworks
- Expertise in data analysis tools like R, Python, SQL, and SAS
Employer
About Wells Fargo
Wells Fargo & Company is one of the largest banks in the United States, providing banking, investment, mortgage, and consumer and commercial finance products and services nationwide. Industry: Banking & Financial Services
Wells Fargo currently has 63 open roles on FindRole.
Listed pay typically runs $119,000–$224,000 across 31 roles with salary data.
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