Careers - Senior Credit Risk Analyst

Block

Actively hiring Posted this week
Bay Area, CA Posted 3 days ago $148,700–$223,100 / year
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At a glance

AI generated

TL;DR

As a Senior Credit Risk Analyst at our Enterprise Risk Management team, you will play a pivotal role in leveraging advanced analytics and AI tools to monitor credit performance across consumer and commercial portfolios. Your daily responsibilities include building and maintaining real-time dashboards for senior management and the Board, analyzing early warning signals to predict portfolio stress, and preparing comprehensive monthly/quarterly reports. You will also lead risk assessments for new products and partnerships, collaborate with Credit, Underwriting, and Product teams to implement corrective actions, and support regulatory examinations by providing necessary documentation and presentations. This role requires a Bachelor's degree in a business or quantitative field, 5+ years of credit risk experience, proficiency in BI tools like Looker Dashboards and Snowflake querying, and strong communication skills. You will work within the fast-growing fintech banking sector, addressing complex regulatory requirements and contributing to strategic risk management initiatives.

Skills

Looker Snowflake Python SQL AI Claude BI tools CI/CD Regulatory compliance Dashboards Reports Analytics Data science Credit risk indicators KRI Delinquency rates Charge-off metrics Risk grade distributions Concentration limits

What you'll do

  • Monitor credit performance across consumer and commercial portfolios.
  • Build and maintain real-time credit risk dashboards for senior management.
  • Analyze early warning signals to predict portfolio stress before losses occur.
  • Track key credit risk indicators defined in the Bank's Risk Appetite Statement.
  • Prepare monthly/quarterly credit risk reports for management and board committees.

What we're looking for

  • 5+ years of credit risk experience in banking or financial services.
  • Expertise in regulatory requirements and guidelines for financial institutions.
  • Proficiency in BI tools like Looker Dashboards and Snowflake querying.
  • Strong analytical skills with experience in AI-assisted analytics.
  • Ability to build and maintain real-time credit risk dashboards for senior management.
  • Experience preparing monthly/quarterly reports on key credit risk indicators.
  • Excellent communication skills for presenting portfolio performance to stakeholders.

Employer

About Block

Block, Inc. (formerly Square) is a financial technology company operating the Square merchant payments ecosystem, Cash App peer-to-peer payments, TIDAL music streaming, and Bitcoin-focused financial services. Industry: Financial Technology & Payments

Block currently has 47 open roles on FindRole.

Listed pay typically runs $180,000–$270,000 across 46 roles with salary data.

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