Sr. Distinguished Engineer - Payments Platform

Capital One Financial

Actively hiring
New York, NY · McLean, VA · Richmond, VA · Philadelphia, PA Posted 23 days ago $314,800$359,300 / year

At a glance

AI generated

TL;DR

As a Senior Distinguished Engineer at Capital One in the Bank Tech organization, you will join a team of technical experts focused on defining the future of banking through cloud technology. Your primary responsibility is to design and expand two enterprise payments platforms that serve all of Capital One’s payment needs, including wire transfers, ACH, RTP, FedNow, and checks. You will collaborate with various lines of business to develop the platform roadmap and architecture, ensuring engineering excellence across teams. The role requires extensive experience in software development, particularly with Java or Python, large distributed systems, and public cloud technologies. With a focus on modernizing payments infrastructure, you will provide thought leadership and innovative solutions to accelerate payment processing speeds and bring new products to market, contributing significantly to Capital One’s mission of transforming banking for the better.

Skills

Java Python AWS Kubernetes Terraform Docker CI/CD PostgreSQL MySQL Payments_APIs Wire_Transfers ACH_Processing RTP_FedNow Checks_Systems

What you'll do

  • Lead the design and expansion of Capital One's enterprise payments platforms.
  • Develop strategies and roadmaps for payments platform architecture.
  • Provide thought leadership in modernizing payments systems within the organization.
  • Collaborate on innovative product development to enhance payment services.
  • Ensure engineering excellence across Capital One’s technical teams.

What we're looking for

  • At least 12 years of experience in software development (Java and Python preferred)
  • At least 5 years of experience with large, distributed systems
  • At least 5 years of experience with public cloud technologies
  • Bachelor’s Degree required
  • Extensive payments industry experience (Wire, ACH, RTP, FedNow, Checks, etc.)
  • Proven ability to provide thought leadership and build engineering excellence

Market check

Salary context

This $314,800–$359,300 range sits above 98% of similar postings on FindRole.

Peer median band

$142,160$225,100

Median floor and ceiling across peers.

Typical midpoint (25–75%)

$142,400$246,150

Middle half of comparable postings.

Based on 240 comparable postings.

* 240 is the maximum number of comparable postings sampled.

Employer

About Capital One Financial

Capital One Financial is a bank holding company specializing in credit cards, auto loans, banking, and savings products, known for its data-driven approach to consumer and commercial finance. Industry: Financial Services & Banking

Capital One Financial currently has 489 open roles on FindRole.

Listed pay typically runs $197,300–$225,100 across 483 roles with salary data.

Most-posted roles

View all roles at Capital One Financial

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