Software Engineer, Risk: Identity, Suspensions, & Closures

Chime

Hybrid

Quick summary

Work type
Hybrid
Location
Chicago, IL
Posted
1 day ago

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Salary context

How this pay compares to similar roles

Similar $168k
$107k most similar roles pay here $211k

This listing doesn't post a salary. Most similar roles pay $137,500–$199,100.

Based on 240 similar postings.

Employer

About Chime

Chime is a financial technology company offering mobile-first banking services including fee-free checking accounts, savings accounts, and a secured credit builder card through partner banks. Industry: Financial Technology & Neobanking

Chime currently has 32 open roles on FindRole.

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At a glance

TL;DR · Software Engineer, Risk: Identity, Suspensions, & Closures

Join the Trust and Safety Engineering team at Chime as a senior backend engineer, where you’ll collaborate with cross-functional teams including Data, Risk Operations, and Compliance to design and build core systems that enhance member security. Your day-to-day involves writing clean, efficient backend code using Ruby on Rails or similar frameworks, setting up monitoring tools, and developing microservices for key domains. You will work across the stack to ensure a seamless user experience while maintaining high-quality standards and adhering to tight deadlines. With expertise in transactional databases, caching systems, and scalable web application architecture, you’ll contribute to solving complex problems that impact member protection and satisfaction. This role requires 3+ years of production software development at scale, along with strong communication skills and a commitment to Chime’s mission.

What you'll do

  • Design and build core systems for the risk platform and architecture.
  • Write efficient backend code using Ruby on Rails or comparable frameworks.
  • Set up monitoring and dashboards to proactively identify system issues.
  • Collaborate with cross-functional teams to ship features that enhance protection.
  • Evolve API architecture and develop microservices for key domains.

What we're looking for

  • 3+ years of experience building production software at scale
  • Proficiency in Ruby on Rails or comparable frameworks
  • Experience with transactional databases and caching systems
  • Understanding of architectural patterns for large, high-scale web applications
  • Commitment to writing maintainable, well-tested code
  • Strong communication and collaboration skills across teams
  • Willingness to relocate to Chicago or currently based there

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