Decision Scientist - Product
At a glance
AI generatedTL;DR
Join us as a Decision Scientist at Caremark, where you'll work closely with underwriters and pricing leaders to develop predictive models, risk assessments, and financial simulations that drive sales and underwriting decisions. This hands-on role involves writing production-quality Python and SQL code to create tools like pricing calculators, P&L frameworks, and scenario forecast engines. You will collaborate with cross-functional teams to translate complex business questions into actionable data insights while managing multiple projects simultaneously. Ideal candidates have 3+ years of experience in a regulated environment, strong skills in Python and advanced SQL, proficiency in statistical methods, and familiarity with cloud platforms like GCP or AWS. Knowledge of financial concepts such as margin and loss ratio is essential, along with the ability to work independently and deliver high-quality results efficiently.
Skills
What you'll do
- Develop predictive models and risk logic to support sales and underwriting decisions.
- Translate business questions into testable code for pricing calculators and P&L tools.
- Build scenario frameworks and financial simulations using Python and SQL in production.
- Collaborate with finance, actuaries, and underwriters on complex datasets and models.
- Balance long-term model builds with quick-turn analyses and recurring reporting cycles.
What we're looking for
- 3+ years of experience in data science or advanced analytics in a regulated industry.
- Proficient in Python and SQL for production-quality code across complex datasets.
- Strong statistical background including regression, classification, clustering, and time-series analysis.
- Knowledge of cloud data platforms and large-scale data processing tools like PySpark.
- Understanding of financial concepts such as margin, loss ratio, premium, and retention.
- Ability to work independently with minimal supervision, producing high-quality output.
Employer
About CVS Health
CVS Health is a leading American healthcare company operating retail pharmacies, pharmacy benefit management services, and a health insurance segment through Aetna, one of the nation''s largest health insurers. Industry: Healthcare & Pharmacy
CVS Health currently has 104 open roles on FindRole.
Listed pay typically runs $118,450–$284,280 across 100 roles with salary data.
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