Associate Software Engineer, Credit Tech

Chicago, Illinois, USA Posted 1 day ago

$70,825 - $120,425/year

Role Details

<div><div>Responsibilities </div><div><ul><li>GEO/SEO: Leverage GEO engineering best practices to help ensure Morningstar DBRS Content is indexed by top AI assistants such that people use popular AI assistants like ChatGPT/Gemini etc. and search for credit ratings related content or data, these tools should surface Morningstar DBRS content and refer users to dbrs.morningstar.com website. </li><li>Prompt Engineering: The practice of designing, refining, and optimizing input prompts to guide AI models (such as large language models, e.g., GPT-4) toward generating high-quality, relevant, and accurate outputs. </li><li>Cutting Edge AI Development: Use latest AI techniques and tools like computer use to drive to power accelerated Insights, Discovery and Action. </li><li>Backend & Data Development: Support the design and development of backend services to handle data processing, publication, and delivery to downstream applications. Assist in developing APIs and cloud-native components using AWS services. </li><li>Application Maintenance & Modernization: Help maintain, refactor, and migrate existing applications and services to modern, scalable AWS-based architectures. </li><li>Collaboration: Work closely with senior engineers, product teams, data engineers, and DevOps/SRE partners to align backend and cloud solutions with business needs. </li><li>Engineering Practices: Write clean, maintainable, and testable code. Participate in code reviews and adhere to modern engineering standards. </li><li>Learning & Growth: Stay up to date on AWS cloud technologies and AI-assisted development tools. Demonstrate curiosity about applying AI and automation to improve engineering productivity and system efficiency. </li></ul></div><div> Qualifications </div><div><ul><li>Problem-Solving: Ability to analyze technical challenges, propose solutions, and deliver reliable results with guidance.</li><li>Methodology: Familiarity with Agile/Scrum practices and modern software development methodologies. </li><li>Security Awareness: Basic understanding of secure service design, API security concepts, and AWS security best practices. </li><li>Education: Bachelor’s degree in computer science or related field, or equivalent practical experience. </li><li>Experience: 0–2 years of professional software development experience, with exposure to backend development and cloud-based systems. </li></ul></div><div> Technical Skills </div></div><div><div><ul><li>Experience building or consuming REST APIs; familiarity with event-driven patterns is a plus. </li><li>Hands-on exposure to AWS services such as Bedrock, Lambda, SQS, SNS, API Gateway, S3, and RDS; basic understanding of serverless patterns is preferred. </li><li>Experience with SQL/NoSQL databases and basic data workflows (plus). </li><li>Scripting experience with Python for automation, small data tasks, or AI experimentation (plus). </li><li>Frontend exposure to Vue.js or other modern JavaScript frameworks (plus). </li><li>AI/ML Exposure: Interest or basic experience with AI-assisted development tools (e.g., GitHub Copilot), prompt engineering, or integrating simple AI APIs. Understanding how AI can support automation, testing, or data workflows is a strong plus. </li><li>Analytical thinking to break down complex tasks into clear instructions. Understanding of AI model strengths, limitations, and context windows. Experimentation with prompt phrasing for improved results. </li></ul></div></div>Compensation and BenefitsAt Morningstar we believe people are at their best when they are at their healthiest. That’s why we champion your wellness through a wide range of programs that support all stages of your personal and professional life. Here are some examples of the offerings we provide:<ul><li>Financial Health<ul><li>100% 401k match up to 6% of salary</li></ul><ul><li>Stock Ownership Potential</li><li>Company provided life insurance - 1x salary + commission</li></ul></li><li>Physical Health <ul><li>Comprehensive health benefits (medical/dental/vision) including potential premium discounts and company-provided HSA contributions (up to $500-$2,000 annually) for specific plans and coverages</li><li>Additional medical Wellness Incentives - up to $300-$600 annual</li><li>Company-provided long- and short-term disability insurance</li></ul></li><li>Emotional Health <ul><li>Trust-Based Time Off</li><li>6-week Paid Sabbatical Program</li><li>6-Week Paid Family Caregiving Leave</li><li>Competitive 8-24 Week Paid Parental Leave</li><li>Adoption Assistance</li><li>Leadership Coaching & Formal Mentorship Opportunities</li><li>Annual Flex Stipend - $1000 annually to cover personal education & well-being expenses </li><li>Tuition Reimbursement</li></ul></li><li>Social Health <ul><li>Charitable Matching Gifts program</li><li>Dollars for Doers volunteer program</li><li>Paid volunteering days</li><li>15+ Employee Resource & Affinity Groups</li></ul></li></ul>Total Cash Compensation Range$70,825.00 - 120,425.00 USD AnnualInclusive of annual base salary and target incentiveMorningstar's hybrid work environment gives you the opportunity to collaborate in-person each week as we've found that we're at our best when we're purposely together on a regular basis. In most of our locations, our hybrid work model is four days in-office each week. A range of other benefits are also available to enhance flexibility as needs change. No matter where you are, you'll have tools and resources to engage meaningfully with your global colleagues.R06_DBRSInc DBRS, Inc. - US Legal Entity

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Morningstar, Inc. is a leading financial services firm providing independent investment research, data, and management services to individuals, advisors, and institutions.

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