Sr. Analyst, Strategy Modeling & Analytics

9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144CarMax, the way your career should be! 

Position Overview

As a Sr. Analyst, Strategy Modeling & Analytics, you will play a pivotal role in shaping the financial success of CarMax Auto Finance (CAF). Each year, CAF empowers thousands of customers with flexible vehicle financing and optional protection products. In this role, you’ll provide strategic analytical leadership to manage CAF’s portfolio of originations, including credit underwriting, pricing, servicing strategy, and consumer behavior analysis. You’ll leverage data-driven insights to influence business decisions, drive innovation, and ensure sustainable growth. This is an exciting opportunity to collaborate across the organization, communicate key objectives, and make a measurable impact on CarMax’s future.

Why CarMax?

At CarMax, we are the nation’s largest retailer of used cars with stores from coast to coast, and we are still growing. We’re rethinking the way people buy cars – and it’s our associates that help us do just that. We believe work should feel meaningful and rewarding, with opportunities to make an impact every day. This is where innovation meets passion – be inspired and supported to take us to the future.

Team Overview

Join a customer-centric, data-driven team that thrives on solving complex challenges and delivering innovative solutions. At CarMax Auto Finance, we combine advanced analytics with a collaborative, fast-paced environment to stay ahead of industry trends. As part of this team, you’ll partner with senior leaders, guide strategic decisions, and mentor analysts to unlock insights that shape our business. If you’re passionate about using data to drive results and excel in a role that balances creativity with analytical rigor, this is the place for you.

Role Responsibilities

This role is structured to balance two complementary areas of focus: approximately 60% of the role is dedicated to portfolio strategy and analytics, while the remaining 40% is focused on data science responsibilities, including predictive modeling, data integrity, and innovation.

• Lead portfolio strategy and analytics efforts, leveraging advanced analytics to evaluate CAF’s operations across originations, servicing, forecasting, and product management, and translating insights into actionable portfolio strategies.
• Analyze portfolio trends and develop testing strategies to identify opportunities for innovation and improved performance.
• Review and enhance business strategies using data-driven insights to guide portfolio decision-making and support sustainable growth objectives.
• Produce and present reports on portfolio performance, process tracking, and key metrics to senior leadership.
• Own analytical responsibilities for a specific business area, ensuring accuracy, portfolio insight, and actionable recommendations.
• Lead cross-functional projects within CAF and across CarMax to achieve strategic objectives.
• Develop, validate, and optimize predictive models and analytical frameworks to improve business outcomes, while developing model governance standards and maintaining thorough documentation throughout the model lifecycle.
• Identify and resolve data integrity issues while integrating new data sources—such as customer behavior and market trends—to enrich portfolio analytics.
• Research and implement emerging innovations and best practices in data science—including artificial intelligence and machine learning tools—to advance CAF’s analytical capabilities.

Required Qualifications

• Bachelor’s degree in an analytical field (Mathematics, Finance, Economics, Engineering, etc.) with strong academic performance.
• 2-3 years of experience in an analytical or strategic role with proven ability to solve complex problems using data.
• Skilled in communicating insights and explaining technical concepts to diverse audiences.
• Proficiency in Excel and PowerPoint for reporting and presentations.
• Experience with database systems and analytical tools (e.g., SQL, Python).

Preferred Qualifications

• Advanced degree in a related analytical discipline.
• Prior experience driving strategic initiatives.

Work Location and Arrangement:  This role will be based out of the CarMax Auto Finance office (Kennesaw, GA).  Associates will work onsite 5 days per week.

Work Authorization:  Applicants must be currently authorized to work in the United States on a full-time basis. Sponsorship will not be considered for this specific role.

About CarMax

At CarMax, we revolutionized the used car buying experience over 30 years ago by introducing transparency and integrity into the process. Our commitment to customer experience, innovation, and community has made us the nation’s largest used car retailer. With over 250 store locations and over 30,000 associates, we are proud to have been recognized as one of the Fortune 100 Best Companies to Work For® and are committed to helping our communities thrive.

As an associate, you are part of an innovative movement to empower the modern customer and drive progress. Your work fuels change—sparking ideas, overcoming challenges, and shaping what’s next. Join us in creating a better future– for our company, our customers, and the communities we call home.

CarMax is an equal opportunity employer, and all qualified candidates will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, protected veteran status, disability status, or any other characteristic protected by law.

Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.

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