Credit Data Engineer @ Klarna

Credit Data Engineer

Engineering · Stockholm · Full-time · kr 752,814 SEK - kr 843,151 SEK

OverviewApplication

What you’ll do

• Own the global UW tables (canonical facts/dimensions for applications, decisions, features, repayments, delinquency) with clear SLAs for freshness, completeness, accuracy, and data lineage.
• Design for AI-agents and humans: consistent IDs, canonical events, explicit metric definitions, rich metadata (schemas, data dictionaries), and machine-readable data contracts.
• Build & run pipelines (batch + streaming) that feed UW scoring, real-time decisioning, monitoring, and underwriting optimization.
• Instrument quality & observability (alerts, audits, reconciliation, backfills) and drive incident/root-cause reviews.
• Partner closely with Credit Portfolio Management, Policy teams, Modeling teams, and treasury and finance teams to land features for RUE and consumer-centric models, plus regulatory and management reporting.

Tech stack (what we use)

• Languages: SQL, PySpark, Python
• Frameworks: Apache Airflow, AWS Glue, Kafka, Redshift
• Cloud & DevOps: AWS (S3, Lambda, CloudWatch, SNS/SQS, Kinesis), Terraform; Git; CI/CD

What you’ll bring

• Proven ownership of mission-critical data products (batch + streaming).
• Data modeling, schema evolution, data contracts, and strong observability chops.
• Familiarity with AI/agent patterns (agent-friendly schemas/endpoints, embeddings/vector search).

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